Health Insurance for Employees
A Team That Works as Your Extended Human Resource Staff
Professional Benefit Solutions assists business owners, human resource directors and boards as they shop for the most comprehensive, cost-beneficial health insurance policies for the people who work with and for you. Partnering with the nation’s most secure insurance companies, we customize plans to ensure that the coverage and provider networks meet the distinctive needs of your organization.
From corporations and small businesses to city and county governments, colleges, law enforcement and public safety departments, Professional Benefit Solutions brings decades of experience helping employers design health insurance benefits that provide real protection and lasting value.
Comprehensive Health Coverage Support
Health insurance can be complex — and one size never fits all. Our team works with you to select plans that align with your budget while meeting the healthcare needs of your employees and their families. We help you avoid policies with high deductibles, excessive co-pays and limited provider networks that can leave employees underinsured.
We continually monitor plan performance and rebid as necessary so you can be confident that you’re investing in the best possible coverage for your organization.
Your Partner in Employee Health Benefits
At Professional Benefit Solutions we view ourselves as an extension of your HR department — working to ensure that every health insurance dollar you spend brings the greatest value to your organization and the people who keep it running.
We’re here to help you provide peace of mind and quality healthcare access for your employees and their families — coverage that truly works when it’s needed most.
Service That Extends Beyond Enrollment
Professional Benefit Solutions conducts your annual open enrollment meetings — whether with groups, individuals or dependents — and supports your staff throughout the year. We meet individually with new hires to ensure they are enrolled in appropriate plans and assist employees as they experience qualifying life changes such as births, marriages, separations, retirements and more.
When employees approach retirement, we help them transition smoothly to Medicare and coordinate coverage for younger spouses and dependents. Our staff also helps employees understand optional protection plans, such as AFLAC policies, to maximize their benefits.
Our Customers
“The Board of Directors and our CEO wanted to make sure before we renewed our health insurance policy that we had the biggest bang for our buck. The asked me to get bids on the benefit plans before we were scheduled to renew. I wanted to be completely sure that whatever we looked at changing would give us the same benefits or better.
But when I went online to look around, it was impossible to tell how anything stacked up to what we had. I couldn’t tell whether there were any providers in our area for these plans. And, to be honest, I was worried that if we made a change, it would be a huge new workload for me and the HR office to get everyone enrolled. I was also afraid that I could make a recommendation which would leave someone without the care they needed or the drug that kept them healthy.
I called Professional Benefit Solutions. They were great! They were able to show me policies that were exactly like what we had – and several that were much better. In the end, they were able to quote a policy that saved us 17% and provided a drug formulary that was much better for the needs of our people and had a wide network of providers ready to take on our employees and their dependents in our area.
They met with the Board to explain the choices. And they met with our employees to answer questions, explain the new benefits and handle the enrollment. Since then, they have met individually with each of our new hires and with our retirees to make sure that they are covered and have the benefit plans that make sense for them. And I know that they have met individually with the dependents of our staff to answer questions and make sure that life cycle changes (new babies and marriages, etc.) get updated and enrolled in the system.” – HR Manager